Checking Accounts
Get the Most Out of Your Checking Account
Our checking accounts are designed to fit your needs, whether you’re just starting out or are a seasoned financial expert.
Features of our checking account include:
Free Debit Card
Our debit cards are secure and easy to use, and you can use them anywhere Mastercard is accepted.
Mobile Banking & Bill Pay
With our personal checking accounts, you can easily access your money whenever you need it.
Free E-Statements
With free eStatements, you can save time and money – no more waiting for paper statements to arrive in the mail.
24 Hour Electronic Teller
We offer 24/7 voice-response support for all of our personal checking accounts.
No check processing fees
We’re here to help, not add to your list of fees to remember.
Unlimited check writing
We offer unlimited check writing and no minimum balance, so you can make the most of your checking account without worrying about fees.
Interest earned on $100 or more
Get paid for saving – you’ll earn interest on balances of $100 or more, paid monthly.
Pre-authorized drafts
This makes it easy to manage your finances and ensure that your bills are paid on time.
Debit Cards
Your Shipbuilders Mastercard Debit Card allows you to make purchases using funds from your checking account.
- Almost all debit card transactions are “live,” which means they will clear your account immediately.
- Daily cash-out limits are $2,000 per day at ATMs and $10,000 for merchant purchases.
- If an overdraft occurs and the funds are available for transfer from your connected savings account, the funds will transfer automatically, and a $3 overdraft protection fee will apply for each automatic transfer.
Avoid overdraft fees by monitoring your accounts online or via the mobile app!
If you plan to travel outside of your normal geographic area, inform us of your travel location and dates to avoid inconveniences while traveling.
Mobile Wallet
For increased convenience and security you can add your Shipbuilders Credit Union Debit Card to your phone’s mobile wallet! Depending on your device, you can use Apple Pay, Samsung Pay or Google Pay to make purchases using your mobile device. Your mobile wallet stores your numbers securely and generates an encrypted transaction number each time you use it, so your account number is protected.
GET STARTED by adding your Shipbuilders Credit Union debit card to the appropriate Wallet for your device. Use the links below for instructions, or ask an SCU Member Service Representative for assistance.
SCU CardManager App
Simply download the SCU CardManager app to your smartphone and then customize your alert preferences and usage settings to monitor and manage your SCU debit cards.
Here are a few examples of things you can control with your app:
Turn your card on/off
Receive a notification every time your card is used
Only allow transactions near you
Set limits
And more!
Order Checks
Click the button below to easily customize and order new checks online. You’ll be redirected to a third-party site where you’ll have access to the checks you need, whether it’s for personal or business use. Your transaction will be secure, and your checks will be delivered directly to your doorstep.
How can we help?