Deposit Rates
Deposit Rates
Savings
| Deposit Type | Minimum Balance** | Dividend Rate | APY* | Dividend Period |
|---|---|---|---|---|
| Primary Share (and secondary shares) | $5.00 | 0.10% | 0.10% | Monthly |
| Saver’s Sweepstakes | $0 | 0.10% | 0.10% | Monthly |
| Fair Share | <$2500.00 | 0.10% | 0.10% | Monthly |
| Fair Share | $2500.00 | 0.35% | 0.35% | Monthly |
| Premium Money Market | < $10,000.00 † | 0.55% | 0.55% | Monthly |
| Premium Money Market | $10,000.00 | 0.75% | 0.75% | Monthly |
| Premium Money Market | $25,000.00 | 0.85% | 0.85% | Monthly |
| Premium Money Market | $50,000.00 | 1.20% | 1.21% | Monthly |
| Premium Money Market | $100,000.00 | 1.50% | 1.51% | Monthly |
| Premium Money Market | $250,000.00 | 2.10% | 2.12% | Monthly |
| Health Savings Account | <$500.00 | 0.10% | 0.10% | Monthly |
| Health Savings Account | $500.00 | 0.11% | 0.11% | Monthly |
| Health Savings Account | $2,500.00 | 0.16% | 0.16% | Monthly |
| Health Savings Account | $5,000.00 | 0.21% | 0.21% | Monthly |
| Health Savings Account | $15,000.00 | 0.26% | 0.26% | Monthly |
| Christmas Club | $0.00 | 0.25% | 0.25% | Monthly |
Rates may change after the account is opened. Maintenance or activity fees could reduce the earnings on the account. Membership is required.
* APY equals Annual Percentage Yield.
** Minimum balance required to earn the advertised APY.
† Should your Premium Money Market fall below $10,000, your account will be charged a monthly service fee of $15.00.
‡ $2,500 minimum balance required to open a fair share savings account.
Certificates
| Deposit Type | Minimum Deposit | Dividend Rate | APY** | Dividend Period |
|---|---|---|---|---|
| 2 Month New Money† | $1,000 | 4.35% | 4.44% | Monthly |
| 3 Month | $500 | 1.25% | 1.26% | Monthly |
| 6 Month | $500 | 1.75% | 1.76% | Monthly |
| 1 year | $500 | 1.75% | 1.76% | Monthly |
| 2 year | $500 | 2.00% | 2.02% | Monthly |
| 3 year | $500 | 2.05% | 2.07% | Monthly |
| 4 year | $500 | 2.10% | 2.12% | Monthly |
| 5 year | $500 | 2.20% | 2.22% | Monthly |
Rates as of February 3, 2025 the last dividend declaration date.
Maintenance or activity fees could reduce the earnings on the account. Term share certificates are subject to early withdrawal penalties which may reduce earnings. Membership is required.
*APY equals Annual Percentage Yield.
**Minimum balance required to earn the advertised APY.
†APY = Annual percentage yield. Dividend period is a calendar month and dividends will be compounded monthly and credited monthly. Rates are accurate as of February 3, 2025, are subject to change, and available for a limited time. Two-month term: to receive the 4.35% rate/4.44% APY a minimum opening deposit of $1,000 with a $500,000 maximum is required and all funds must be new from outside of Kohler Credit Union to fund the entire certificate. Penalty for early withdrawal. Fees could reduce earnings on account. Other rates and terms available. Some restrictions and exclusions apply. Two-month certificate renews automatically to a standard 3 month certificate at the rates in effect at the time of renewal. Financial institutions and public funds are ineligible. Federally insured by the NCUA. Membership is required.
IRA & IRA Share
| Deposit Type | Minimum Deposit | Dividend Rate | APY** | Dividend Period |
|---|---|---|---|---|
| IRA Share | Incremental Deposit IRA | 0.10% | 0.10% | Monthly |
| 6 Month | $500 | 1.75% | 1.76% | Monthly |
| 1 year | $500 | 1.75% | 1.76% | Monthly |
| 2 year | $500 | 2.00% | 2.02% | Monthly |
| 3 year | $500 | 2.05% | 2.07% | Monthly |
| 4 year | $500 | 2.10% | 2.12% | Monthly |
| 5 year | $500 | 2.20% | 2.22% | Monthly |
Maintenance or activity fees could reduce the earnings on the account. Term share certificates are subject to early withdrawal penalties which may reduce earnings. Membership is required.
*APY equals Annual Percentage Yield.
**Minimum balance required to earn the advertised APY.
†APY = Annual percentage yield. Dividend period is a calendar month and dividends will be compounded monthly and credited monthly. Rates are accurate as of February 3, 2025, are subject to change, and available for a limited time. Two-month term: to receive the 4.35% rate/4.44% APY a minimum opening deposit of $1,000 with a $500,000 maximum is required and all funds must be new from outside of Kohler Credit Union to fund the entire certificate. Penalty for early withdrawal. Fees could reduce earnings on account. Other rates and terms available. Some restrictions and exclusions apply. Two-month certificate renews automatically to a standard 3 month certificate at the rates in effect at the time of renewal. Financial institutions and public funds are ineligible. Federally insured by the NCUA. Membership is required.