Deposit Rates
Deposit Rates
Savings
| Deposit Type | Minimum Balance** | Dividend Rate | APY* | Dividend Period |
|---|---|---|---|---|
| Primary Share (and secondary shares) | $5.00 | 0.10% | 0.10% | Monthly |
| Saver’s Sweepstakes | $0 | 0.10% | 0.10% | Monthly |
| Fair Share | <$2500.00 | 0.10% | 0.10% | Monthly |
| Fair Share | $2500.00 | 0.35% | 0.35% | Monthly |
| Premium Money Market | < $10,000.00 † | 0.55% | 0.55% | Monthly |
| Premium Money Market | $10,000.00 | 0.75% | 0.75% | Monthly |
| Premium Money Market | $25,000.00 | 0.85% | 0.85% | Monthly |
| Premium Money Market | $50,000.00 | 1.20% | 1.21% | Monthly |
| Premium Money Market | $100,000.00 | 1.50% | 1.51% | Monthly |
| Premium Money Market | $250,000.00 | 2.10% | 2.12% | Monthly |
| Health Savings Account | <$500.00 | 0.10% | 0.10% | Monthly |
| Health Savings Account | $500.00 | 0.11% | 0.11% | Monthly |
| Health Savings Account | $2,500.00 | 0.16% | 0.16% | Monthly |
| Health Savings Account | $5,000.00 | 0.21% | 0.21% | Monthly |
| Health Savings Account | $15,000.00 | 0.26% | 0.26% | Monthly |
| Christmas Club | $0.00 | 0.25% | 0.25% | Monthly |
Rates may change after the account is opened. Maintenance or activity fees could reduce the earnings on the account. Membership is required.
* APY equals Annual Percentage Yield.
** Minimum balance required to earn the advertised APY.
† Should your Premium Money Market fall below $10,000, your account will be charged a monthly service fee of $15.00.
‡ $2,500 minimum balance required to open a fair share savings account.
Certificates
| Deposit Type | Minimum Deposit** | Dividend Rate | APY* | Dividend Period |
|---|---|---|---|---|
| 3 Month | $500 | 1.25% | 1.26% | Monthly |
| 6 Month | $500 | 1.75% | 1.76% | Monthly |
| 1 year | $500 | 1.75% | 1.76% | Monthly |
| 2 year | $500 | 2.00% | 2.02% | Monthly |
| 3 year | $500 | 2.05% | 2.07% | Monthly |
| 4 year | $500 | 2.10% | 2.12% | Monthly |
| 5 year | $500 | 2.20% | 2.22% | Monthly |
Rates as of October 11, 2025 the last dividend declaration date.
*APY = Annual Percentage Yield. Early withdrawal penalties apply and will reduce earnings on account. Maintenance or activity fees could reduce earnings on account. Dividends compound and credit monthly. For full details, refer to the Truth in Savings Share Certificate Disclosure. Federally insured by NCUA. Membership required.
**Minimum balance required to earn the advertised APY
IRA & IRA Share
| Deposit Type | Minimum Deposit** | Dividend Rate | APY* | Dividend Period |
|---|---|---|---|---|
| IRA Share | Incremental Deposit IRA | 0.10% | 0.10% | Monthly |
| 6 Month | $500 | 1.75% | 1.76% | Monthly |
| 1 year | $500 | 1.75% | 1.76% | Monthly |
| 2 year | $500 | 2.00% | 2.02% | Monthly |
| 3 year | $500 | 2.05% | 2.07% | Monthly |
| 4 year | $500 | 2.10% | 2.12% | Monthly |
| 5 year | $500 | 2.20% | 2.22% | Monthly |
*APY = Annual Percentage Yield. Early withdrawal penalties apply and will reduce earnings on account. Maintenance or activity fees could reduce earnings on account. Dividends compound and credit monthly. For full details, refer to the Truth in Savings Share Certificate Disclosure. Federally insured by NCUA. Membership required.
**Minimum balance required to earn the advertised APY