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Loan Rates

Auto, Motorcycles*

2022 and Newer
Maximum TermAPR* Rate as Low as†Monthly Payment
73 to 84 Months6.59%$14.89
2020 and Newer
Maximum TermAPR* Rate as Low as†Monthly Payment
Up to 36 Months4.99%$29.97
37 to 48 Months4.99%$23.02
49 to 60 Months4.99%$18.87
61 to 72 Months5.49%$16.33
2019 and Older
Maximum TermAPR* Rate as Low as†Monthly Payment
Up to 36 Months7.84%$31.26
37 to 48 Months8.34%$24.57
49 to 60 Months
($20,000 and over)
8.59%$20.56
61 to 72 Months
($25,000 and over)
8.84%$17.95
Rates as of October 1, 2025.
* Based on loans up to 110% the lesser of purchase price or NADA value to qualified borrowers.
† Rates stated as annual percentage rate. The annual percentage rate you receive is based on certain creditworthiness criteria, and direct deposit of net payroll check to a Kohler Credit Union checking account with eStatements. Other terms and conditions may apply.
‡ Monthly Payment is based on payment per $1,000 for rate and term.
* Interest will accrue during the 90-day no payment option. Deferred payments may not exceed 90 days



ATV’s, Snowmobiles, Trailers, Scooters, Mopeds, Etc.*

2020 and Newer
Maximum TermAPR* Rate as Low as†Monthly Payment
Up to 36 Months6.59%$30.69
37 to 48 Months6.84%$23.87
49 to 60 Months7.09%$19.84
61 to 72 Months7.34%$17.21
2017-2019
Maximum TermAPR* Rate as Low as†Monthly Payment
Up to 36 Months10.34%$32.43
37 to 48 Months10.59%$25.65
2016 and Older
Maximum TermAPR* Rate as Low as†Monthly Payment
Up to 36 Months10.84%$32.66
Rates as of October 1, 2025.
* Based on loans up to 110% the lesser of purchase price or NADA value to qualified borrowers.
† Rates stated as annual percentage rate. The annual percentage rate you receive is based on certain creditworthiness criteria, and direct deposit of net payroll check to a Kohler Credit Union checking account with eStatements. Other terms and conditions may apply.
‡ Monthly Payment is based on payment per $1,000 for rate and term.

RV’s and Boats*

2022 and Newer
Maximum TermAPR* Rate as Low as†Monthly Payment
Up to 84 Months (Under $25,000)8.59%$15.89
Up to 120 Months ($25,000 minimum)8.59%$12.46
Up to 144 Months ($35,000 minimum)8.59%$11.16
Up to 180 Months ($50,000 minimum)8.59%$9.91
Up to 240 Months ($100,000 minimum)9.09%$9.06
2018-2021
Maximum TermAPR* Rate as Low as†Monthly Payment
Up to 84 Months (Under $25,000)8.84%$16.02
Up to 120 Months ($25,000 minimum)8.84%$12.59
Up to 144 months ( $35,000 minimum)8.84%$11.30
2017 and older
Maximum TermAPR* Rate as Low as†Monthly Payment
Up to 60 Months (Under $10,000)10.84%$21.67
Up to 84 Months ($10,000 and over)10.84%$17.05
Rates as of October 1, 2025.
* Based on loans up to 110% the lesser of purchase price or NADA value to qualified borrowers.
† Rates stated as annual percentage rate. The annual percentage rate you receive is based on certain creditworthiness criteria, and direct deposit of net payroll check to a Kohler Credit Union checking account with eStatements. Other terms and conditions may apply.
‡ Monthly Payment is based on payment per $1,000 for rate and term.

Personal Loans

Maximum TermAPR* Rate as Low asMonthly Payment
Up to 36M ($3,000.01 or over)11.59%$33.03
Up to 48M ($3,000.01 or over)12.59%$26.63
Up to 60M ($3,000.01 or over)13.59%$23.07
Rates as of October 1, 2025.
* Rates stated as annual percentage rate. The annual percentage rate you receive is based on certain creditworthiness criteria, automatic payment with remote document signature, and direct deposit of net payroll check to a Kohler Credit Union checking account. Other terms and conditions may apply.
† Monthly payment is based on payment per $1,000 for rate and term.

Mortgage Loans

For information about mortgage loans, please click here.

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